The future we are looking into is soon transforming and we are soon going to see a number of shifts and changes in the way mental health insurance will be treated as it is going to be treated same way as the other medical and surgical benefits. The Addiction Treatment benefits are actually going to see the same rate of return as the other surgical procedures. This was effected by the signing of the congressional economic recovery package which was done on the third day of October, a package which has the Mental Health and Addiction Parity Act a rider coming with it.
This Act will see a wholesome transformation in the ways that the insurance benefits will be written for the people who are suffering from mental and addiction health problems. Since the year of 1973, the HMO’s started putting limits on the benefits for the addicts and alcoholics and this actually has seen the number of days reduced to the number we see today for the addicts and alcoholics in the rehab facilities. There are some policies which will provide for detoxification programs and will not allow provision for the reimbursement for any continuing or aftercare.
For a family faced with financial cost for the treatment of addiction, they often felt betrayed by the insurance providers when they found out that the providers did not just carry such coverage. This would be of course of some rather serious financial consequences to many families as some would have to see their homes mortgaged, have the bill on their credit cards and in some cases the deserving patients would go without treatment.
The Mental Health and Addiction Parity Act will quite impact on a number of people who are enrolled on State regulated and Employer funded insurance plans. They actually came into effect in the year of 2010 and in the month of January. However we are to note that the bill is not a free pass for the rehab centers and eating disorder treatment programs to have claims on the insurance providers outrageously. You will still need to have the benefits duly managed and as well the medical necessity as well proved all the same.
Reality treatment is yet the other alternative for the treatment for addictions which is working quite effectively. Should you be suffering from an addiction, it is no need suffering alone. Today, you can follow some links so as to get you connected to some of the best specialists to help you deal with whatever condition you could be suffering from. The services from the professionals will be a step to ensuring that you receive the right treatment plan that will surely get you on the path to recovery.Continue reading »